WE OFFER
  INSURANCE TO MEET 
YOUR NEEDS:

    
    BUSINESS
    AUTO
    HOME
    LIFE
    GROUP HEALTH


Why do your customers keep coming back to your establishment?

  1. Drinking Contests
  2. Mud Wrestling
  3. Dancing on Tables
  4. None of the Above

If you answered D, None of the Above, please read on…

We have an appetite for insuring responsible establishments like yours. In fact, it’s not just an appetite, it’s our specialty. At IPM Insurance, we have teamed up with Society Insurance, the industry leader in food & beverage coverage, to bring you the best product available. We are also very proud to announce that we are the only agency in Southwestern Illinois representing Society.

What do we include that makes us different? Your coverage will automatically include: 

  • No general liability audits. When your food sales increase, will you be charged an additional general liability premium after your annual audit? Not with Society.
  • 12 month business income with no deductible / no 72 hour wait period
  • Common Law automatically included with liquor liability. If you don’t have Common Law now, or if you’re not sure if you do, you need to call us immediately.
  • Power interruption away from premises. It doesn’t have to be your fault. How much money will you lose if you have no power for one day? Two days? This year’s ice storms are a perfect example. We automatically protect you.
  • Action by civil authority loss of business income, and/or action by public health authority (food contamination), 3 weeks

 Our partnership with Society, along with our combination of specialized food & beverage coverage, extremely competitive pricing, and our 100% commitment to top-shelf service makes us the Number 1 choice among businesses just like yours.

In addition to the food and beverage industry, Society is the leading choice for other niche markets including:

  • Hotels and motels
  • Grocery stores
  • Convenient marts
  • Gas stations

We are helping a large number of responsible business owners and we want to help you too. Just give us a call.

 

     

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