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Full Service Insurance in Freeburg Illinois, Mascoutah Illinois, Okawville Illinois and Waterloo Illinois.

 

Welcome to IPM
Insurance Planning and Management, Inc.
 

 
Homeowners Insurance Business Insurance Life Insurance Life Insurance
Your home is probably your most valuable asset - both as an investment and as your sanctuary in a hectic world. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact.
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Whether your business is large or small, we have the products to meet your needs. Every business and industry is unique; we identify ways to properly insure the unique hazards of your business.
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Life insurance is a crucial step in planning for your and your family's future. It can fulfill promises and obligations to your family if you are no longer living.
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For some people, a car expresses the essence of their being. To others, it's an object to get from point A to point B. We offer a variety of coverage and companies to choose from, based on your specific needs.
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With over 30 years in the insurance industry, we have built our business on providing practical insurance solutions for businesses and individuals. Our team is your team. We work for you, solving your short-term insurance needs and developing long-term solutions.

Just like our clients that have been with us for years, you can count on us to ensure that your insurance needs are met year after year. Our vast resources allow us to do just that. We are large enough to represent the premier insurance carriers, yet small enough to provide the personalized service you should expect from your insurance agent.

We’ve been helping businesses and individuals in the greater St. Louis metro area and Southern Illinois for a long time. We look forward to helping you too.

 



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We are a full service Insurance Agency offering Personal and Commercial Insurance to the entire Metro St. Louis area, including clientele in Belleville Illinois, Mascoutah Illinois, O'Fallon Illinois, Collinsville Illinois, Freeburg Illinois, Okawville Illiinois, Columbia Illinois, Millstadt Illinois, Valmeyer Illinois, Red Bud Illinois, Waterloo Illinois and Edwardsville.

FREEBURG
117 S. State Street
Freeburg, IL 62243
MASCOUTAH
219 E. Church Street
Mascoutah, IL 62258
OKAWVILLE
508 North Front Street
Okawville, IL 62271
WATERLOO
120 North Main Street
Waterloo, IL 62298

 
February's Insurance Tip of the Month
Winter brings out two distinct types of drivers. One driver treats the ice and snow with gentleness, and the other doesn’t distinguish between winter and summer driving. There really is no trick to being a good winter driver if you and your car are prepared.


Download and Print Safe Tips PDF

Make sure your car is ready for winter by having the engine tuned and proper tires mounted before snow arrives;

• Even a well-maintained car can break down under severe driving conditions, so carry emergency equipment in your vehicle, including a snow shovel, battery jumper cables, bag of sand or traction pads, a towing cable, flares, a complete set of warm clothing and boots, and blankets and candles to keep you warm if the engine will not start;

• To get your vehicle moving if it is stuck in snow or on ice, rock it back and forth gently;

• Ice forms first and melts last on bridges and overpasses, where cold air gets underneath, causing the temperature to drop faster than anywhere else;

• Clean all the windows of your vehicle before starting a trip;

• Keep your car’s windshield washer fluid tank full. Winter slush can temporarily blind you, especially when you are following other vehicles.

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